@Pthacker52328 wrote:
I am still in a high deductible plan.
Is that through your employer? It would be unusual if your employer offers a High Deductible Health Plan and does not offer a HSA option.
If can do it through your employer (through your paychecks, rather than independently) that is better because it usually would ALSO save Social Security and Medicare tax.
Similarly, be aware that the FSA amounts save income tax AND Social Security and Medicare taxes. Versus if you contribute to an HSA outside of your employer, it only saves income tax.
