MelissaT875
Returning Member

S corp 2% shareholder - can HSA account be in spouse's name

My husband is sole owner and >2% shareholder. We have a family HDHP. I have an HSA account already established, but my husband does not. HSA contributions are being accounted for correctly - included as taxable income on my husband's W2. My question is -

 

Does it matter that the actual contributions are deposited into an HSA account that is in my name rather than his?

 

I know if we had two separate self-only insurance policies, two separate HSA accounts would be necessary. But I can't find any specific info on this particular situation. We'd prefer to not open and keep up with another account unless necessary. Appreciate any help.