My thought here though in my specific case is that the appraised value was higher by 55,000 and Quicken decided to stick with their original guess as to what it would appraise for which I believe was 205k to 210k so they set the purchase price for 200k. Part of that case you found by the way (which is a fantastic find probably) is the court agreeing with what the appraised value is/was. Not sure I would get that agreement if I went to court.
