Advanced child tax credit

I received a check from the IRS for $167 for the advanced child tax credit. I want to know what my options were. Can I still unenroll at this point? I have not cashed it. My wife and I filed jointly for 2020. Our combined income was around $195,000. Are we better off unenrolling or should we accept the advanced payments? We don’t need it if it is better to unenroll.