from IRS publication 969
generally cannot have any health plan an individual (or spouse if filing jointly) that is not a HDHP
Other health coverage. If you have HDHP coverage, you
can’t generally have any other health coverage. However,
you can still be an eligible individual even if your spouse
has non-HDHP coverage, provided you aren’t covered by
that plan.
so you can't contribute for her. your max contribution for 2020 is 3550+1000
