I was paying almost $900 a month PER PERSON for crappy retiree coverage from my former employer. I got my wife off that plan as soon as I could! Our no-fee Medicare Advantage plan is much better than the HDHP plan; the only saving grace was the HSA contribution.
Thanks for your help.
PS I think it's clear that Turbotax has some bugs in their HSA calculations, between wanting me to pay the last month penalty when it did not apply and telling me the incorrect limits for each of us.
