Have not contributed anything yet. Turbotax calculated that my allowed contribution limit was $5188 and my wife's was $4050, which makes no sense. I was thinking of doing $5000 under my own name only to be safe.
In general, I was contributing the full amount for myself and only the $1000 kicker for my wife. Maybe I should add to hers this year.
I think your numbers are a bit off since it should be 6 months of family and 4 months of single
My calculation (which I did last year and just found in a spreadsheet) was 6/12 of the year for family coverage = $3,550, 4/12 of the year for individual coverage = $1,183.33, 10/12 of the year for catch-up for me = $833.33, 6/12 of the year catch-up for my wife = $500, for a total of $6,066.67.
Does that sound correct?
