Deductions & credits

Ok. I'm back to my returns and decided I would enter the 1098s as reported to me. Since TT STILL fails to compute the limitation correctly, I computed it manually offline. Then I went to Schedule A in TT to override the amount of interest and points deductions.

 

CA properly computes the interest limitation so I don't need overrides there.

 

Then I tried to e-file and TT will not allow me to do that since I overrode amounts on Schedule A even though the amounts I entered are correct. It tells me to delete the overrides, which will produce excess tax deductions and a greater refund than I deserve. I wonder if I filed this way, if TT would handle my audit, interest, and penalty costs gratis since their system is the point of failure.

 

I tried another route which was to delete all 1098s and then enter a combined 1098 for the two loans with amounts necessary to deliver the correct Pub 936 limitation. This works for federal, BUT then CA is not correct!

 

Absolutely ridiculously frustrating! If I'm venting while an obvious answer is out there, it's because nothing on this community appears to address the problem.

 

Has anyone found a workaround to solve correct deduction for fed and state and allow e-filing?