Thanks for the link! This is what I did per the reference provided.
*My mortgage was not over the limits identified ($750,000 for Married Filing Jointly and $375,000 for Married Filing Separately)
- I took all three of my 1098's and
- combined box 1, box 5, and real estate taxed (added them together)
- took my original 1098 (from the first lender) and entered info from boxes 2, 3, 7, and 11
This seems like the correct steps given my scenario.
- Original mortgage from a previous year. Made one payment here in 2020.
- Refinanced in 2020 using Lender #2. Made one payment here in 2020.
- Lender #2 sold my mortgage to Lender #3. Made 10 payments here in 2020.
- I had 3 1098 forms
The numbers seem more in line with what I would expect. Let me know if I messed this up or read the referenced link incorrectly.
