@BillM223 - we need to know if the OP refinanced or the servicing was sold .... when there are two 1098's THAT is where the bug manifests itself. there are 100's of posts on multiple threads about issues with the mortgage calcs.
For example, 1st 1098 is for a $450,000 mortgage. And then 2nd 1098 is for $450,000 (whether a refi or a servicing transfer doesn't appear to matter)....TT sees that as an average mortgage of $900,000 so the interest gets haircut because of the $750,000 rule. IT doesn't realize it is the same mortgage
