So I never really got a great answer for this. I afraid there is a mistake in TurboTax, but here's how I have decided to handle it: I'm paying what TurboTax tells me to pay each quarter for estimated taxes. Pretty sure I wont get penalized for this, considering it is what TurboTax suggests and matches my tax liability for 2020. BUT I am setting aside the extra amount that I think I might owe based on a normal tax year, so I am not hit with any surprise shortfall in taxes next year.
