I am stuck on how to handle over contributions for our HSA in 2020. My wife and I have separate HSA accounts. We are both on HDHP with our employers, I have both children on my account and she has self coverage. We contributed in total $10, 450 ($6949.86 to my account $3500.14 hers). I have since withdrawn $3,050 from my account to get us to the 2020 limit. However I likely will no get new W2 or 5498 in time to file taxes. Since we have separate accounts and fill out the form 8889 separately it how do I handle the over contribution. Without updated W2 and 5498? Do i just need to put the over contribution amount on my 8889 in line 14b?
Thanks in advance!
