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Self-employed Health Insurance through Healthcare.gov
I'm self employed and contract for my health insurance through Healthcare.gov.
Under Business Income and Expenses (Schedule C: Insurance -- Health) in TurboTax Home & Business is the prompt: Enter Health Insurance Premiums. Directions say, "Enter the total amount of health insurance premiums you paid for yourself...," etc. At the end, a note says, "Do not enter premiums you paid for your employees or paid through Healthcare.gov or your state market place or exchange."
Does that mean people like me who "contract' their insurance plan through Healthcare.gov should not enter the premiums in that section? If so, that is very poor and confusing wording. I don't know if some people "pay" their premiums through healthcare.gov. However, I do know that I "pay" mine directly "to" Independence Blue Cross. So, what exactly is meant by that particular "Do not enter..." text in the program?
If it means I shouldn't enter my premiums there, TurboTax really ought to reword that to make it unambiguous. Any program should strive to be user-friendly, and ambiguous language is a surefire sign of user-UNfriendliness.