If you refinanced with the same lender, you probably only received one 1098 form. If all of your mortgage interest is reported on that 1098, you are good to go. But look at your 2 year comparison, especially the itemized deductions part. You may not have reported all of your mortgage interest in 2020 - double check with your lender that your 1098 document reflects all of your mortgage interest paid in 2020. If you have multiple 1098 forms, please use these guidelines to ensure you are getting your full deduction. This article will link to the following document -
What do I do if I have multiple 1098s from refinancing my home debt? Your mortgage interest may be erroneously limited and that is why you are not getting as high of an itemized deduction as you are entitled to. Entering the forms as above will correct this and get you your full deduction.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
