ColeenD3
Expert Alumni

Deductions & credits

It has nothing to do with your refund. It depends on how much tax you owe. A credit reduces your tax. If you have no taxable income, therefore no tax, it will not help you. As Cynthiad66 said, the credit is not refundable.

 

nonrefundable tax credit means you get a refund only up to the amount you owe. A refundable tax credit means you get a refund, even if it's more than what you owe.