this is really simple - but the way the IRS did it makes it appear complicated.
Everything is based on your 2020 tax return. Who claimed who in 2018 or 2019 just doesn't matter and who didn't receive any of the 1st two stimulus payments doesn't matter either (because they were based on 2018/2019 tax returns doesn't matter)
What matters is what you are eligible for based on your 2020 income, filing status and dependents under the age of 17 LESS what you have already received. The net result is what you are due (but not less than zero)
All you EACH have to do is list the payments you ACTUALLY received for the 1st two stimulus payments.
Line 30 will reconcile what additional amounts you may be due, if any.
is there any reason you are not filing joint? 96% of married couples file joint because the tax rules motivate that behavior. It is very, very unlikely your taxes are lower by each filing separate. (if you are legally separated and one is filing single and the other filing HOH, that is a different story)
make sense?
