Thank you for this very detailed answer--however you're ignoring a couple of question that have been asked repeatedly by this and other clients:
1. HOW DO YOU KNOW WHAT YOU CONTRIBUTED AND WHAT YOUR EMPLOYER CONTRIBUTED GIVEN THAT THE 12W IS THE SUM OF THE TWO.
2. IF THIS AMOUNT IS BELOW THE ALLOWABLE LIMIT, AND NONTAXABLE, HOW COME THE TAXES OWED INCREASE AS SOON AS THIS INFORMATION IS ENTERED INTO BOX 12? It seems to me, the program is backwards and the double reporting is not the fault of the user but of the designer. If this is a common mistake, please do not assume the user does not know what they are doing--take responsibility and change how the information is requested and entered, or inform the user of what's going on as one moves through the program. If one needs to become an expert and read the tax code and your code, then what is the point of having this software help you?
