Deductions & credits

@NCperson 

No, the wife’s catch-up is limited to $750 (9/12 of $1000).

 

@jeremy36 

If you are covered by a family HDHP, then your maximum contribution is $8100, your spouse’s maximum contribution is $6075, and your overall maximum is $8850.  Remember that each HSA is owned by a single person, and the over-55 catch-up contribution can only by added to that person’s own account.  

 

If you were covered by separate individual HDHPs, then your individual limit for 2020 is $4550 and your wife’s maximum is $3412.