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Deductions & credits
No, the wife’s catch-up is limited to $750 (9/12 of $1000).
If you are covered by a family HDHP, then your maximum contribution is $8100, your spouse’s maximum contribution is $6075, and your overall maximum is $8850. Remember that each HSA is owned by a single person, and the over-55 catch-up contribution can only by added to that person’s own account.
If you were covered by separate individual HDHPs, then your individual limit for 2020 is $4550 and your wife’s maximum is $3412.
April 7, 2021
8:44 PM