@BillM223 - can we please review the math?
leaving the Medicare out of the equation for a moment, if She has Family and He has Self (which is permitted) as they are both over 55, She can go as high as $7100 for Family plus $1000 for being over 55 and then He can contribute $1000 as Self because he is also over 55...... So it's really $9100, if you do it right.....
and those numbers include anything the employer may be contributing.
then that has to be adjusted as you noted for the Medicare situation ( 9 months.) for Her. So is the best strategy for Him to do Family @ $8100 and she does Self @ $1000 * .75???????
