Still not clear. I wouldn't have a W-2 with box 13 checked, because I'm retired. So I don't get a W-2. When I DID work, I contributed to a retirement plan. Now, in a normal, non-2020 year, I would get RMD, but because of CARES, I didn't get that. But I still HAVE a 401K plan from which I normally get distributions. But at this point, it would seem to have nothing to do with work.
But I think the question is asking if I AM working am I covered by a 401K.
But it just isn't clear if that is what they are asking.
I think the choices for the interpretation of the question is one of these:
1. Are you working and you have a 401k?
2. Are you no longer working, but you have a 401k that you contributed to when you worked?
3. Or you just don't have a 401k?
Or if they are just asking if I have a 401K.
