Hi, thanks for replying!
I don't have the 2012 FMV either, it wasn't in any of my fathers paperwork and I never got a FMV for 2020 either. My realtor at the time of listing suggested that $75K would be fair and sell quickly (which it did) and went over comp notes, etc. with me (including price per sq. footage, other sales in the area, etc), but an actual FMV appraisal, no. The buyer was mortgage approved so the bank appraiser OK'd but again, I have no real documents. I just left a message with my realtor to see if she can help me when/if she calls back.
I will check my state but I do file single and am under 40K for 2020 but I had heard the 15%.
EDIT = I do have the 1099-S but why would I need the HUD-1? Assuming you mean like HUD housing which it wasn't? Just did a quick search and that ISN'T what you meant... first time I've heard of this. Could you please explain a little bit more? In all my research only the 1099-S was brought up really.
