@ColeenD3 too bad you didn't mention the concept of equitable owner.
@thegoose94 An EO doesn't even need to have legal title to the property. An EO is one who has the economic benefits and burdens of the type an owner would incur on property they occupy as a residence. if you are n EO then the IRS and even better the courts allow you to take a schedule A deduction for taxes and mortgage interest. I am not saying you are an EO. that depends on the totality of the costs you pay for living there - mortgage, taxes, insurance, utilities, repairs, maintenance vs what mom pays.
