Go back and be sure you answered the questions re who was covered by a retirement plan correctly, and that you assigned all W-2 and 1099-NEC forms to the right person. Also see this:
Worksheet 1-1.Figuring Your Modified AGI
Use this worksheet to figure your modified AGI for traditional IRA purposes.
1.
Enter your adjusted gross income (AGI) from Form 1040, 1040-SR, or Form 1040-NR, line 11, figured without taking into account the amount from Schedule 1 (Form 1040), line 19
1.
_____
2.
Enter any student loan interest deduction from Schedule 1 (Form 1040), line 20
2.
_____
3.
Enter any tuition and fees deduction from Schedule 1 (Form 1040), line 21
3.
_____
4.
Enter any foreign earned income exclusion and/or housing exclusion from Form 2555, line 45
4.
_____
5.
Enter any foreign housing deduction from Form 2555, line 50
5.
_____
6.
Enter any excludable savings bond interest from Form 8815, line 14
6.
_____
7.
Enter any excluded employer-provided adoption benefits from Form 8839, line 28
7.
_____
8.
Add lines 1 through 7. This is yourModified AGIfor traditional IRA purposes
