Thanks for the great response. Following your instructions, the only time I get prompted for point is the screen that asks:
Did you pay points in 2018 when you took out the loan?
We paid points when we refinanced, purchased a second home, or opened a home equity loan in 2018.
✓We've already deducted all the points we paid in 2018, or we didn't pay any points.
We did not have points on our original loan. I then get asked:Was this loan paid off or refinanced with a different lender in 2020?
Finally I get:Is this loan a home equity line of credit or a loan you've ever refinanced?
We need to know a little about about the history of this loan to see how much interest you can deduct this year. Learn more✓Yes, this is a loan I've refinanced or a home equity line of credit (HELOC).
No, this is the original loan I used to buy or build my home.
Great. So which type of loan is it?✓A mortgage loan that I've refinanced
A home equity line of credit (HELOC)
Have you ever pulled cash out from this loan when refinancing it? Learn more Never a mention of points on the new refinanced loan.
