Thanks a lot for your kind help.
When you mentioned amending 2019 return to claim a bigger portion of points, are you referring to both $5800 (from initial purchase at 2018) and $3000 (from 1st refinance at 2019), or simply the $3000?
I think it's clear that I can accelerate the $3000 points deduction next year when I prepare my 2020 return. But I'm unclear about best way to handle that $5800 which I didn't get chance to itemize on the year of paying for it.
