Thanks BillM223 for your reply - and yes that does make sense to me.
I'm concerned that if I should ever get audited (by random picking, not because I have anything unusual that would put me at risk of an audit), that it will be disallowed. This is exemplified by the fact that health insurer is giving me a hard time accepting payment via my HSA, saying that it is not allowed.
So do you think this logic will hold up in an audit? (I do)
FYI (from Wikipedia) "A pink-collar worker is also a member of the working class who performs in the service industry. They work in positions such as waiters, retail clerks,..."
