Thank you so much. There seems to much confusion about this issue, even among “experts”. Sorry, but can you explain the last paragraph again. She is covered under our ACA insurance. I am confused by “it must also be listed on her return”. Does that mean she is required to file if she is on the 1095-A? And as our dependent, I wasn’t aware that there is an option for her to claim a percentage of the credit on her return , or am I just misunderstanding the terminology.
