It depends. Say no to the question we paid points when we refinanced, purchased a second home, or opened a home equity loan in 2019. See if this will clear the error regarding the amortization question. Also make sure to review your entries regarding the original 1098 and indicate this is an original loan and not a refinance. The reason the amortization is appearing because possibly there is a mention of a refinance in the original loan and if you refinance, you must amortized your points over the life on the loan.
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