Just to confirm I should select "We paid points when we refinanced, purchased a second home, or opened a home equity loan in 2019." But none of these is true as I did not pay when I refinanced, got a 2nd home or a home equity loan. I paid point when taking the original loan in 2019.
Regarding this "You should have amortized the points over the life of the loan." what does it mean? In 2019 I got standard deduction so there was no additional tax break that year. I am doing itemized deduction in 2020 so should I enter the full amount or some other value, as original loan was for 20 years and then I refinanced to 15 years. @JohnB5677
