refinance mortgage in 2020 for original loan in 2019 and point

I got a loan in 2019 for 20 years and paid points. While doing the 2019 tax returns I did enter the 1098 form in turbo tax but I got standard deduction as it was much greater than itemized deduction.

 

In 2020 I refinanced with another lender for 15 years. So for 2020 I have two 1098 forms:

one from original lender with mortgage origination date as 10/2019 and

one from the new lender with mortgage origination date as 09/2020

 

While doing my taxes for 2020 I am combining the two 1098 forms as a single entry based on the recommendation here: https://ttlc.intuit.com/community/loans/help/what-do-i-do-if-i-have-multiple-1098s-from-refinancing-...

 

What should I enter for this questions as I did pay points in 2019 which I did declare while doing 2019 taxes but it was not counted as I got standard deduction.

 

Did you pay points in 2019 when you took out the loan?

- We paid points when we refinanced, purchased a second home, or opened a home equity loan in 2019.

- We've already deducted all the points we paid in 2019, or we didn't pay any points.

 

Next for this question, I assume I will choose 2:

Is this loan a home equity line of credit or a loan you've ever refinanced?
 1. Yes, this is a loan I've refinanced or a home equity line of credit (HELOC).
 2. No, this is the original loan I used to buy or build my home.