I think we're good with the one account for now. Honestly when we changed insurances to be through her employer, it never occurred to us that it would be a completely new HSA account. All of this has been a massive headache between cancelled cards and accounts we can't access for weeks. Currently we have her payroll deductions + employer contributions into the HSA to amount to roughly $7100 by end of year. I don't think we would have need for the private account. I like your advice of withdrawing the funds and closing it. Put that company far behind us.
