Why won't TT allow additional $1,000 for HSA? Married ($7100 allowed), husband is 57 ( $1,000) . We had 2 family, HD health insurance, TT is allowing only $7100.

HSA coverage was 12 months. $4500 in 1 account, $2861 in the other, totaling $7361. Why does TT say we're $261 over?