Hi DaveF1006,
Thanks for your quick response. In my case, the "Lender Origination Fee" does not include appraisals, inspections, title, attorneys, notaries, and real estate taxes, they were all listed separately (mostly under "Serviced Borrower Did Not Shop For". But this origination fee is not to lower my interest rate neither (as I mentioned in the original post).
So I guess my question is still not answered yet.
