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Deductions & credits
Yes, the origination fees are sometimes the same as points and are tax deductible in your return. What that article was referring to is that lenders use terminology like origination fees for things like loan processing costs such as fees for appraisals, inspections, title, attorneys, notaries, and real estate taxes. These things just mentioned are not deductible.
Mostly loan origination fees refer to a fee the lender charges if you wish to lower your interest rate. This type of fee is tax deductible. For clarification, you might look over the documentation statements regarding your loan. The disclosure statement should offer an explanation what the origination fee consists of. if it does mention things like fees for appraisals, inspections, title, attorneys, notaries, and real estate taxes, then these are not deductibles. if it is a fee for lowering your interest rate, this is considered points and is deductible.
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