I have done a refi in 2020 on my main home (the only property I have). In the "origination charges" section of the closing disclosure, there are 2 items. 1) "% of Loan Amount (Points)" is $0 as I did not pay points to lower the rate. 2)"Lender Origination Fee" is $1465. I am trying to figure out if the $1465 is tax deductible.
I think some ppl in the forum says yes, but I was looking at this official article saying that "Origination points are not deductible on non-rental property."
https://ttlc.intuit.com/community/credits-and-deductions/help/what-are-points/00/26637
I am so confused now, hope someone can help me to clarify it. Thanks a lot in advance!
