Thanks. I never double dipped (never expensed same expense on both FSA and HSA).
My understand so far was that we are not allowed to have both FSA and HSA. And if I do, my complete HSA would be considered as excess contribution would need to be withdrawn (which is taxable) to avoid any penalty.
Guess my understanding was wrong. Based on your response, there is no tax implication for having both FSA and HSA without double dipping.
I did receive 1099-SA. will add.
Thanks.
