I did take a distribution this year (taking advantage of the CARES exception), but it was less than the contribution (made elsewhere into a different account). Turbotax seems to take this into account because it says "Don't include any of the $** you made as a regular elective contribution" when asking about extra contributions, and the $** is the amount of my contributions minus the amount I took as a distribution. So it is a positive amount. I made more contribution than I got in distribution. But it says I am not qualified for the credit. But everywhere I look about qualifying it just says if you take a distribution your contribution amount will be reduced by the amount you took as a distribution. Ok. But Turbotax is saying I'm not eligible for the credit at all. Is there a minimum amount you have to contribute in order to get the credit? My income is definitely below the threshold.
