The ELOC originated in 2018...I had paid off the previous balance in 2019 and then used it again on 1/6/20 and other occasions in 2020. The issue really for me is with TurboTax which requires a value in box #2. The only way I could get past it was to put $! in the box. Intellectually I don't get the concept of reporting the value at the beginning of the year and not at the end.
