My husband has an HSA through his employer. He and I are covered by a high deductible plan from his employer. It's my understanding that when we opened the HSA it had to be in his name only because he is the employee. So I list the HSA as under his name. But when I go through the questions and get to questions about me I say family plan just like him, then is says sometime during the year I let my coverage lapse?? Now if I check the HSA belongs to both of us it doesn't come up that my insurance lapsed sometime. Either way doesn't effect the refund/or amount owed. Just crazy insurance on me never lapsed. How do I answer this.
