One of the California Health Insurance Exemptions are:
"Health coverage is considered unaffordable (exceeded 8.24% of household income for the 2020 taxable year)"
I have good health insurance through my work, but my spouse has no insurance (filing jointly).
The only health plan through my work that is under that threshold to include my spouse is a HDHP. I am middle aged and tried a HDHP before and it left me lacking coverage after an accident and I do not feel comfortable moving down to a HDHP to include my spouse on my insurance. All of the other plans are above the 8.24% threshold.
Would a HDHP being offered from my employer disqualify us from the Exemption from California's penalty for my wife not having insurance?
