We have a first mortgage and a second lien home improvement loan so we have two 1098's from two different lenders. We enter them both in the applicable space and it reduces our mortgage interest considerably (by $13k). When I ask how the amount was calculated, it returns the error, "Your $x,xxx of mortgage interest is the same as HP3L12 because true." Obviously this is an error. I've seen workarounds but always to do with recently refinanced mortgages. Our first mortgage was refinanced but in 2017, before we took out the secured home improvement loan. What should we do? Both mortgages together are well under $750,000.
