This is a TurboTax problem and you are right they don't have a clue how to fix it. My return was rejected after flying through the TT check with flying colors. The program is suppose to show where the problem is in a rejected return, but it doesn't! It is hard to correct something when you don't know what is wrong. She even suggested I ask the IRS! About what?? No problem indicated and TT didn't provide a rejection code.
I will reluctantly try your solution. Since we are retired our Schwab account is our major source of income, so inputting the info is going to take a lot of time. I've used TurboTax since it was MacInTax, but may look for a new program next year as my return was rejected last year as well. At least then they were able to highlight the issue and it was resolved.
