Here is an alternative.
If you've refinanced or had your mortgage the outstanding mortgage taken over, the outstanding mortgage principal listed in both of them on Line 2 on the 1098 will be too large.
When you put an outstanding balance in both forms, then the program adds them together and if that number is greater than $750k, then it puts you in the category to "limit interest".
To get that to go away, you need to go back to the deductions section and click on "edit" mortgage interest statement.
Change the line 2 of the mortgage that you no longer owe on (like the one that you refinanced and paid off) to a 0 (zero) because you have refinanced out of that loan and no longer have an "outstanding mortgage principal".
In this way you don't have to choose which lender to list.
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