So following the instructions to combine the two 1098's into one 1098, presents a problem. It makes it impossible to select only one answer:
- Yes, this is the original I used to buy or build my home.
- No, this is a home equity line of credit (HELOC) or a loan that's been refinanced.
It is both now. One 1098 was for the original loan and one 1098 was for the refinanced loan. Which one do you choose?
Also side question, what do you put for the lender name on the combined 1098? I just chose the lender name of the original loan, since most of the information from the combined 1098 comes from the original loan.
