On TurboTax follow these steps to change the question about having a plan at work:
- Federal
- Deductions and Credits
- Retirement and Investments
- Traditional and Roth IRA Contributions
- Put a check under your name for traditional IRA
- Go through the screens until you come to Retirement Plan at Work
- Select No
But you would still not be eligible for a traditional IRA is you only have unearned 1099 income, such as 1099-DIV. or 1099-R.
To contribute to a traditional IRA, you must have earned income. If your 1099 income is earned income, then you will qualify for the IRA.
