Thanks for this reply, and I Truly appreciate all the info, but I don't think it speaks to my issue directly. You mention it's important NOT to combine the totals when your mortgage is sold, but all the instructions talk about combining the interest totals. So here is my exact situation:
My lender sold my mortgage
My new lender offered me a refi
Original 1098 from Lender 1
Second 1098 from Lender 2
Refi 1098 from Lender 2
I appreciate any assistance you can provide that is not going to get the IRS upset!
