Deductions & credits

The turbo tax pop up box next to this item says to "finish adding info for boxes 2,3,7, and 11 using the 1098 FOR THE ORIGINAL LOAN."  So I would still put the loan origination date of 12/21/2020 instead of 7/1/2019?  

 

It is also stating that I cannot deduct my loan interest because we took cash out to pay off other loans?  The majority of the interest ($14,110.44) was paid prior to 12/21/2020 and only $372.57 paid after 12/21/2020.  It doesn't make sense to me that we cannot write off what we paid prior to the refinance.  If i were to enter these two 1098's separately then would it allow me?