Thanks! We investigated further and the 1098-T was indeed in her student account and now in my possession. If my research is correct, and pleaser tell me if I'm wrong anyone:
1. I don't need to report the 1099Q but hang onto it in case I need to verify the education expenses were qualified (along with a copy of the tuition bill)
2. She does not need to file taxes or use the 1099Q sent to her because she only earned $3000 last year
3. I can, if I want to take advantage of the educational deduction, use the 1098-T to get credit for the tuition I paid out of the 529 on my own tax return.
hope this is all correct.
