In case anyone is still reading this thread, it appears I may have been correct in my original post. If you had a higher income in 2020 than in 2019, you may want to wait to file your taxes until we know how the final third stimulus payment shakes out. This is one article from Kiplinger's that describes the situation, but there are several others as well:
https://www.kiplinger.com/taxes/tax-filing/602244/how-filing-your-tax-return-early-or-[product key r...
