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Deductions & credits
The mortgage origination date would be the date you refinanced in 2020.
When you refinance a mortgage (in this case a new lender), the old mortgage ceases to exist - it becomes a new mortgage.
A new lender, new borrowers, new term, new interest rate, or new principal balance (cash-out or pay-down) would all mean that you got a new mortgage (some minor modifications excepted).
ā€ˇFebruary 27, 2021
1:20 PM
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